For Buyers

  • Do not buy if you cannot commit to staying put for a few years unless you are considering a second or vacation home.
  • Check your credit history.
  • Aim for a home that fits your long term budget.
  • Get pre-approved by a lender.
  • If a loan is necessary or desired then get pre-qualified; shop around for a mortgage as they are not all equal. Ask for clarification of all unknown terms or conditions to ensure your complete understanding.
  • Get professional help; a good realtor and lender will smooth the road to a new home.
  • Do your homework before offering a price. Ask your realtor for recent comparable sales.
  • Have a home inspection by a qualified individual.
  • Read the following articles for more in-depth explanation of the points above:

For buyers

For brand new buyers